Unless you plan to pay cash for your for your Grand Lake home we highly recommend speaking with your loan officer. Things have changed a lot over the years and the information required can be extensive. Another thing to consider is that banks no longer can choose their appraisers. They are assigned from a management company on a rotating basis. Local banks have pools of appraisers who are familiar with the nuances and difference in lake property values so we would recommend using a mortgage company who does make loans on lake properties.
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